![]() ("CIC") and CSIdentity Corporation ("CSID") to obtain information from your personal credit profile from Experian, Equifax, and TransUnion, the three major credit reporting agencies. (b) You understand that by enrolling in the PG service, You are providing "written instructions" in accordance with the federal Fair Credit Reporting Act, as amended ("FCRA"), for Trilegiant and its service providers which may include, Inc. You will be responsible for all use of your membership number and must notify Trilegiant immediately of any unauthorized use of your membership number, or the theft or misplacement of your membership number. You agree that You will use PG only for your own behalf and You will be the end user of the information provided by PG. WHO MAY USE RESTRICTIONS ON USE - (a) The PG service is non-transferable. Trilegiant may cancel this Agreement upon written notice and refund of the current term's membership fee unless the reason for such cancellation is your failure to pay or your misuse of PG.Ģ. Changes and modifications will be incorporated into the terms and conditions of this Agreement posted on the PG website. (b) Trilegiant reserves the right to change or modify the terms and conditions of this Agreement at any time and without notice. SERVICE - (a) PG will enable You to access a new credit report 1 relating to your credit file from the three major credit reporting agencies every 30 days following the date that You first access your credit report through the PG service a copy of your personal VantageScore® 3.0 credit scores 2 Credit Score Alert notifications 3 Credit Alert® daily monitoring from all three major credit reporting agencies 4 forms and toll-free phone numbers to assist You in answering credit report-related questions and forms and toll-free phone numbers to assist You in answering product and resolution-related questions. PLEASE READ THESE TERMS CAREFULLY, SINCE THEY AFFECT YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO PARTICIPATE AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING AGAINST TRILEGIANT. IMPORTANT: THESE TERMS ARE SUBJECT TO BINDING ARBITRATION AND A CLASS ACTION WAIVER, AS DETAILED IN SECTION 5 OF THESE TERMS. By enrolling in PG, You agree to be bound by these Terms. PrivacyGuard, together with any and all other services or products offered hereunder, shall be referred to as "PG". PrivacyGuard and Credit Alert are registered service marks of Affinion Publishing, LLC.These terms ("Terms" or "Agreement") shall constitute the agreement between Trilegiant Corporation ("we," "us," or "Trilegiant"), a Delaware corporation with offices at 6 High Ridge Park, Stamford, CT 06905, providing a service called PrivacyGuard ("PG"), and you ("You"), the end user of this service. ![]() PrivacyGuard is not available to residents of Iowa, Rhode Island and Vermont. Any part of the service may be modified or improved at any time and without prior notice. does not receive any compensation from the sale of the identity theft insurance benefit included as part of the PrivacyGuard service. ![]() PrivacyGuard is a service of Trilegiant Corporation in conjunction with Trilegiant Insurance Services, Inc. If no information has been added or changed, then you will receive a monthly notification stating that no information has changed within your credit file. 1 Trilegiant Corporation, Trilegiant Insurance Services, Inc., and Alliance Marketing Association and their credit information subcontractors shall not have any liability for the accuracy of the information contained in the credit reports, credit scores, Credit Alert® reports or other reports which you receive in connection with the PrivacyGuard service, including any liability for damages, direct or indirect, consequential or incidental.Ģ Daily monitoring will notify you of certain new inquiries and derogatory information, accounts, public records, or change of address that have been added to your credit reports as reported by any of the three major credit reporting agencies.
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